General Farm Insurance

Towergate Farm Insurance, formally Towergate Lloyd & Whyte, are a specialist insurance broker who have traded for over 50 years.  Proudly working with the TFA and its members since 1993 we offer tailored advice to farmers and the agricultural industry.

Key points regarding insurance to watch out for:

  • Make sure your sums insured are high enough!  Whether it is buildings, household contents, hand and portable power tools, livestock, or hay and straw that you wish to insure, review your sums insured regularly to avoid issues in the event of an insured claim!
  • Has your insurance broker or advisor discussed Revenue or Business Interruption insurance with you?  If you are an arable farmer revenue insurance would, in the event of a fire, cover crops in the field covering your actual loss of income at the time of harvest.  Revenue insurance extends to cover grain in store and produce, deadstock and fertiliser.  A regular occurrence at harvest time is fire damage to combine harvesters.  Would you have alternative machinery available to complete outstanding work?  A revenue policy would allow expenses to hire machinery or contractors.
  • Are you conforming to HSE regulations for lifting and pressure equipment referred to as LOLER or PSSR?  If you own a telehandler, bale grab, or front end loader to name a few, Engineering Inspection applies to you!

Towergate Farm Insurance assess the needs of farmers and look to match your requirements by selecting a policy from leading agricultural insurance providers including AIUA, BIBU, NIG FarmWeb and Rural Insurance Group.

Towergate Farm Insurance’s free membership offer applies upon taking out a policy from Towergate Farm Insurance.  As a new customer they will pay for your TFA membership in the first year of you being a client of theirs.

For further details of the specialist cover available, and terms and conditions in respect of the free membership offer, please contact the TFA’s Membership Co-ordinator on 0118 930 6130 or email